Yes it surely does. Have a lot of it, credit card debt, school loan debt, house debt, car debt, and its a lot for sure. So seeing it and knowing that it is there now the goal is to pay it all off as quickly as possible. The hard part is getting that done, so starting with the credit cards first, not quite sure how I am going to do it but right now just going to stop paying most of them till I can pay them off, penalties be damned, maybe its the wrong thing to do but right now I need to create extra money to pay stuff off, means not paying things to create a monthly surplus. And after that I am working on trying to earn extra money, which is why this site exists, to monetize it, as you will see there is an area that you can hire my services out to edit documents, eBooks and the like you might need done. And then there is my firearms instruction biz, that could go somewhere or go nowhere, right now nowhere is the way that is going. Writing is the next bit of it, which is the hard thing because I need to get the time required to get that done, working on that it would be nice if I could just get a regular post on here daily, or better yet twice daily.
So the goal is to pay the CC debt off first, I want to do this in less than 2 years if possible, and to do this I am looking to earn as much extra money from other sources that aren’t my salary in order to do so. I will be leveraging what I do for a living (tech writing/editing) and what I like to do beyond that, firearms instruction. Working on selling off as much stuff as I can find in our house to sell along the way as well.
I am not worried about it though, it is going to hurt getting it done, hopefully not too much, but going to make it happen because I want total financial security for my wife and I going forward so that at some point I can start planning on a fun retirement by having some extra income that allows for it. It can be done, gotta do the work now so maybe one thing I am going to do now is start documenting that here as I work through it.
That is all for now!